To provide financial assistance for meeting plant & machinery / utilities / equipment purchase requirements of the existing/ new clients with good track record To Partnership, LLP, Private Limited and Public Limited Companies Financial Assistance of Rs. 200 Lakhs to Rs. 2,000 Lakhs Repayment period of 5 to 8 years, fixed depending on the cashflow Moratorium period 6 months

To provide financial assistance to established Corporate groups for acquisition of assets or/and expansion / modernization / diversifications The group company shall be a reputed player in the sector led by a professional and proven management of good reputation Existing and new clients with good performance track record can avail the scheme Sanction is purely based on the strength of the balance sheet & profitability and volume & prospects of the existing business Financial Assistance of Rs.200 Lakhs to Rs. 4,000 Lakhs Repayment period of 5 to 8 years, fixed depending on the cashflow Moratorium period of 6 to 12 months Interest rate of 8.50 % to 10.50% (floating, based on internal credit rating mechanism) Additional 0.5% rebate on prompt repayment of financial assistance Security for the loan shall first charge on the existing fixed assets of the company, assets to be acquired, collateral etc. to cover at least 150% of the loan Release of security documents:Within 30 days after closure of loan and production of NOC from other institutions/RR/Dept/ evidence of disposal of litigation etc:

To provide hassle free finance for meeting long-term establishing, expansion, modernizing and plant modification requirements of the existing/ new clients with good track record To provide financial assistance to eligible entities for meeting the working capital requirements To Partnership, LLP, Private Limited and Public Limited Companies Financial Assistance of Rs. 200 Lakhs to Rs. 2,500 Lakhs Repayment period of 5 to 8 years, fixed depending on the cashflow Interest rate of 8.50% to 10.50% (floating, based on internal credit rating mechanism) Additional 0.5% rebate on prompt repayment of financial assistance Security shall be first charge over the existing fixed assets of the company exclusively or on a pari passu basis so as to provide security margin of 25% or 133.33% collateral security or a combination of two Release of security documents:Within 30 days after closure of loan and production of NOC from other institutions/RR/Dept/ evidence of disposal of litigation etc:

To give financial assistance in the form of share capital contribution to public limited entities Equity Share Investment up to 26% in select cases Preference Share Investment up to 11% in select case. Dividend rate prescribed is the term lending rate Release of security documents:Within 30 days after closure of loan and production of NOC from other institutions/RR/Dept/ evidence of disposal of litigation etc:

To give financial assistance to the best of KSIDC assisted units having a minimum of 3 years of association The new loan up shall be 50% of the outstanding amount Loans shall be offered in the lowest rate in the interest band Should have good repayment track record with KSIDC and the accounts must be in standard category Has submitted the latest audited/provisional balance sheet Processing fee shall be waived

To provide finance support for purchase / discounting of bills to Class A/B registered contractors with KWA, PWD etc. who have executed works (Civil,Mechanical,engineering ) of Government Department/ undertakings and whose bills are pending at Treasury The minimum loan amount shall be Rs.200 lakhs. The maximum amount shall be limited to the amount indicated in the Government Promissory Note. The exposure of KSIDC to an entity at any point of time shall not exceed Rs.2500 lakhs. The interest rate shall be 9.00% (floating) Partners/ Shareholders/ Directors and persons authorized by the Board (in case of societies) shall provide personal guarantee for the loan.

To provide financial assistance by way of working capital term loan to eligible, established and creditworthy applicants in the State for execution of various works in connection with Government assigned contracts in the State To Company, LLP, Proprietorship concern or Partnership Firm Shall be provided a financial assistance of 60% of the cost of work awarded Financial Assistance of Rs. 50 Lakhs to Rs. 6,000 Lakhs Repayment period of 3 years Interest rate of 9.50% (floating) Security for the loan shall be unencumbered collateral security, irrevocable Bank Guarantee, and fixed deposit in nationalized / scheduled banks providing 133% of cover for the loan sanctioned

To provide finance for meeting the expenditure for purchasing of new caravans and / or setting up caravan parks Maximum finance from KSIDC per caravan is limited to 70 % of the cost of caravan. Promoters have to bring in the balance 30 % Financial Assistance of Rs. 25 Lakhs to Rs. 100 Lakhs per caravan, with the maximum lending limit being Rs. 500 Lakhs To Existing resorts/resort groups (firms, LLP and limited companies), Existing fleet owners/tour operators (firms, LLP and limited companies) and Returnee migrants Repayment period of 7 years Moratorium period of 12 months, extendable by another 6 months, from the date of first disbursement Interest rate of 8.50% (floating) Security for the loan shall be hypothecation of the caravan. In case of multiple vehicles financed, collateral security to cover 140% security shall be provided In case of funding for caravan parks, mortgage of caravan park exclusively to cover 140%

To provide financial assistance to existing women entrepreneurs in the manufacturing/service business using industrial machinery/equipment for scaling up through expansion, modernization and related diversification with the turnover condition mentioned below. The minimum average annual turnover shall be Rs.10.00 Lakhs for seeking assistance under this scheme up to Rs.25.00 lakhs and for above Rs.25.00 lakhs assistance, average annual turnover shall be double the loan requirement. Assistance shall be given to proprietorship, partnership firms, limited liability partnerships, private limited companies etc. owned and managed by women (holding 51% or more) Loan assistance of up to 80% of project cost shall be provided Lending limits shall be a maximum of Rs.50.00 Lakhs Interest rate of 7.50% Tenure of loan shall be limited to a maximum of 6 years, including a moratorium up to 6 months from the date of sanction of loan

The objective of the scheme is to support innovative home-grown start-ups to scale up their operations from Kerala. The Start-up shall be a Private Limited company with valid registration of KSUM/DPIIT and shall have completed product development and started commercial operations /generating revenues or utilized the assistance received in the seed stage effectively and has also commenced repaying/closed the assistance sought or has received major recognition from renowned institutions/agencies /received external investor funding support etc. The financial assistance will be by way of loan/equity assistance up to Rs. 100.00 lakhs per venture subject to a maximum of 70 % of the Project cost. The loan tenure is 4 years, including a one-year moratorium from the date of the first disbursement. The Scale-Up Support up to Rs.50.00 lakhs will be sanctioned as collateral free loan backed by Personal guarantee and Primary Security. Scale-up support loans ranging from Rs. 50.00 lakhs to Rs. 100.00 lakhs, is given against collateral security equal to minimum 50% of the loan amount, Personal guarantee and Primary Security. Minimum 30 % of project cost should be brought in and spent upfront by Promoter for availing first tranche disbursement.